December 1st and the Fed: Why This Could Be A Major Turning Point

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Hello again real money believer,

Something big happened a few days ago on December 1, 2025 and most people barely noticed.

No big headlines. No dramatic press conference. Just a quiet move by the U.S. Federal Reserve that, in my view, could mark a major shift in the financial system.

The Fed stepped back from its previous policy of monetary tightening, the money-printing machinery is quietly warming up, and central banks around the world are moving fast. Gold is being bought, currencies are being watched closely, and the signals are loud if you know where to look and for what to listen.

Here’s my take on what’s happening and a few things people often explore to stay prepared in times like this. Again, these are my personal opinions and observations and not financial advice.

The Fed’s Quiet Shift

Over the last few years in the United States, the Fed has been draining liquidity (cash) from the financial and monetary system by raising interest rates, trying to cool inflation, and keeping things in check. But on December 1st, it became clear that the tightening phase has stalled. I

Bank reserves are under pressure. Lending markets are showing stress. The Fed’s actions quietly signaled that the era of aggressive tightening may be over for now. What this tells me is that we might be heading toward more liquidity or stimulus in the near future. That doesn’t guarantee anything, of course, but it’s enough to make me notice where money is moving. n Canada, our central bank has already been doing flooding the system with money as it has been lowering interest rates for a couple of years now and printing money like drunken sailors which has the effect of lowering the value of the dollar/raising inflation, and reducing our purchasing power in fiat dollars.

Even during tightening this period of tightening in the U.S., both gold and silver have been sending their own message:

• Silver has gained 143% since 2023

• Gold has gained 131%

Those gains didn’t happen because the system was “normal.” To me, they say a lot about where the smartest money sees real value. Remember too in that it's not that gold and silver are rising in price themselves but rather our fiat dollars are worth less and less.

Germany’s Economic Echoes

Over in Europe, Germany is going through a rough patch. Industrial output is back to 2017 levels, the auto industry has lost hundreds of thousands of jobs since 2019, and the “debt brake” feels more like a suggestion than a rule.

History shows that when Germany faces trouble, the response is often dollar printing too. This time it won’t be Deutsche Marks but Euros and when both the U.S. and Europe lean toward more liquidity, it changes the way people think about money, risk, and long-term stability.

Central Banks Bringing Gold Home

One of the trends I’ve been watching closely is the repatriation of gold. Countries like India, Turkey, Germany, Romania, Ghana, and Russia aren’t just buying gold—they’re also physically moving it back to domestic vaults.

In 2020, roughly half of central-bank gold was stored at home. Today, that number is approaching 70%.

From my perspective, this isn’t speculation. It’s about control, trust, and preparing for uncertainty. It’s a reminder that physical gold has been a reliable anchor in turbulent times for centuries.

Central banks bought over 1,000 tonnes of gold for three years straight, including 1,045 tonnes in 2024. That’s never happened before in the post-gold-standard era. To me, it shows a consistent, deliberate move by some of the smartest institutions in the world. They certainly aren’t chasing headlines but planing and acting long term. Som if central banks are doing this, maybe we should be too?

What We Can Do Now To Protect Ourselves and Take Advantage

Again, these are my personal observations, not advice. But over the years I’ve noticed some approaches people often consider when they want to feel more financial protected, secure and resilient:

1. Adding some physical gold and/or silver

   • Trading up some fiat dollars into gold for wealth preservation and a hedge against inflation, and silver which also has growth potential is in my opinion one of the smartest moves anyone, at any age and stage in life, regardless if they have $100 or $1M can do. Gold and silver are real money plus when you hold it you own it. No one can take them away from you unlike digits in a bank account on a oomputer screen.

2. Dollar cost average

   • I typically recommend to trade up some fiat dollars into precious metals on a regular basis, whether every payday or once a month. This helps to grow your ounces, take advantage of buying the dips, and develop good financial practices and habits of storing your wealth in real money and not fiat dollars. All this can build not only your wealth and financial priacy but peace of mind.

3. Choose bullion from your own country

   • I believe one should start with owning the bullion of their country as it's recognizable and trusted and thus easier to sell/trade/barter if need be. In Canada, this is the "Maple" from the Royal Canadian Mint, in the U.S. it's the Eagle (plus gold Buffalo), in the U.K. the Britannia, in Austria the Philharmonic, in Australia the Kangaroo. Later on, you could look at adding some generic rounds or bars which typically cost a little less and can be a nice way to add more weight for a little less.

4. Hold different weights for flexibility

   • Look at holding a variety of weights. In silver a mix such as some 1oz silver coins, 10 oz bars and even kilo bars would give you options if you need to sell/trade/barter whether for small or larger puchases. For example, you wouldn't want to have to sell a 1 kilo bar (worth today about $2,740CAD if you only needed some groceries or new tires. Same with gold in that holding some smaller fractional weights such as 1/4 oz, 1/10 oz in addition to a 1oz would give flexibility.

5. "Loose lips sink ships"

   • Your best security even before a safe is to not tell anyone that you own precious metals or even interested in them. Especially as more people may start getting desperate and with gold and silver prices going up, it's best to keep it quiet. Yes, share with your spouse/partner as it's a good idea to acquire metals together which can also be fun, but don't mention to anyone else.

December 1st may quietly go down as a major urning point as we continue to see the decline and maybe the collapse and/or transition of the financial system. The Fed’s move was subtle, but combined with ongoing actions by central banks worldwide, it signals a world that’s shifting in a certain direction which is paved with gold and silver. While "they" are trying to get you into crypto and other digital assets, they are hoarding gold (and some even silver).

From my perspective, observing patterns, staying curious, and exploring ways to feel more resilient can make a difference. None of this is hype or pressure—it’s about paying attention early, understanding the system, not being in fear but more in the know and thus in control, and feeling confident no matter what comes next.

To your financial health 🥂,

David LeBlanc

The Precious Metals Coach

"Real Money For We The People"

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