Are We Headed Back To A "Silver Standard"?

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Happy Sunday to you and your family!

It's been another week when precious metals kept going up - actually fiat dollars declining in value. With a seemingly never-ending trend of massive debt and spending, money printing and inflation, our dollars will only continue to lose their value (meaning prices for gas, groceries, clothing, Christmas gifts and get togethers, etc.) will only keep going up. There no longer seems to be any responsibility or accountability for how politicians are spending (wasting) our hard-earned tax dollars. I think it's important to remember that while we may think it's wrong, unfair and irresponsible (which it all is), history shows us that this is not new and has been how many governments and monarchs financed themselves and their families for thousands of years - tax the people and keep them down so they themselves can profit. Doesn't it seem like we are living in medieval times? Maybe I just watch too much Vikings on Netflix.

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🗓️ On a side note, I will be making a live guest appearance on the American Coin & Currency podcast, on Thursday, November 20, 2025, at 1:00 pm ET. There will be a live Q&A chat and you're invited to watch and participate. I'd love to "see" you then.

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OK, so I don't like to complain and I think my wife would agree with me. I prefer to live in and deal with reality and do something about it, as much as in my control.

As a subscriber to my blog and maybe even my weekly podcast, you're likely highly awake which means it can be both a blessing and a curse. We tend to see more - both the good and the bad - and sometimes we wish we could simply be like some others with our head in the sand going about our daily life. But, we cannot and should not.

So what can we do to help ourselves?

Let’s play with a big question for a moment — one that’s part history lesson, part thought experiment, and part wake-up call:

What if governments went back to a silver standard?

Not in theory. Not in some futuristic sci-fi scenario. But in the real world, right now. Before you decide it sounds impossible, remember this, for most of human history, silver was money.

People didn’t buy it because they were trying to get rich.They didn’t chart it, trade it, or “invest” in it.

They used it to buy milk an bread, to gas up the car, etc. It was simply our money in our pockets and purses. This wasn’t just Canada and the U.S. — nearly every nation used silver (and gold) in coinage for centuries. Knowing that… it’s worth asking:

What would our world look like if money had real value behind it again?

Today we use worth less fiat dollars that lose value every year. Inflation is built into the monetary and financial system. Those whom hold real assets like real estate, precious metals, art, etc see their assets rise in value, and those who work for, get paid in and store their savings in fit dollars see their wealth erode over time. It's a naughty and sinister hidden tax that's been used on us for a long time.

Governments are buried in debt and the solution is always… to print more money. Meanwhile, silver keeps nudging us, reminding us it’s still here — durable, real, and rising again. Right now, the spot price has jumped sharply to $71.19 CAD. That alone is telling you something. So let’s stretch our imagination a bit…

If Governments Returned to Silver…

Imagine opening your wallet and knowing the money you’re holding is actually worth something. Imagine savings that keep their value instead of eroding quietly over time due to inflation. Imagine a financial system with built-in accountability because you can’t print silver out of thin air. Would inflation calm down? Would trust go up? Would the economy look dramatically different? Probably and maybe even better.

👉 Quick question for you: If your country announced a return to the silver standard tomorrow, would you support it? Put your answer in the Comments.

Now, in reality I'm not sure that governments will return to a silver standard.There’s too much political convenience and corruption in the current system of taxing, spending and money printing at will. So the real question becomes:

What If You (and your family) Went on a Silver Standard?

This is where things can get more interesting, and more in your control, because you don’t need permission from any government to do this. A personal silver standard simply means making a conscious decision to your hard-earned labour and wealth in something real that actually holds its value instead of piling up extra fiat dollars that lose value over time. It's a choice to "be your own bank" which may sound outrageous but is not at all. I don't mean applying for a banking charter from Finance Canada or the U.S. Treasury Department. I mean keeping more of your hard-earned savings and wealth outside of the financial system and in precious metals that you store and use when needed - fiat dollars in your chequing account to cover regular monthly expenses.

👉 Let me ask you something, and answer honestly: Why hold extra fiat dollars if they only go down in value and buy less every year? It’s a simple question, but it cuts right to the root of modern money scam. If something is guaranteed to lose value… why store your savings and wealth in it? Most people don’t ask themselves that. But you’re here — which tells me you probably do.

One thing I wish more people understood is this: Precious metals as “investments” are a very recent invention. Mutual funds and ETFs, futures, derivatives, leveraged plays — these are modern financial products. They’re not what gold and silver really are. They’re what Wall Street did to gold and silver.

For thousands of years, these metals weren’t “investment vehicles.” They were simply money — money that held its value through wars, recessions, currency collapses, booms, and everything in between.

That’s why creating your own silver standard is less about making big returns and more about storing and building a foundation of stability and wealth.

What a Personal Silver Standard Looks Like in Real Life

Here’s the best part — it’s not complicated. It might simply mean:

• Keeping less cash sitting around or in "high interest" savings accounts doing nothing and losing its value due to inflation and maybe even taxes

• Trading up some savings in fiat dollars into physical silver on a consistent and regular basis

• Thinking about your wealth in ounces, not just dollars (dollars go down, metals go up)

• Building a store of value that isn’t tied to political decisions or geo-political events

Whether you have millions or just hundreds of dollars, you don't need a lot of money to start protecting it in silver. You don’t need to overhaul your entire life. You may simply need to develop a few more good financial habits and shift the way you think about value.

My quick tips to build good financial habits starting today:

1. Shedding bad debt

2. Paying yourself first automatically with each dollar of income that comes in

3. Holding more savings and wealth in precious metals, and on a regular basis

4. Identify wasteful spending which no longer serves

5. Revel and rejoice in the new freedom and peace of mind that you are creating for yourself by shedding the shackles of financial "slavery"

👉 Here’s one for you: If you were to start your own silver standard today, what would be your first step?

Hit reply. Tell me. I love hearing people’s starting points — it’s often simpler (and smarter) than they realize.

If Governments Don’t Return to Silver… Should You?

Governments will do what they do. They will spend. They will print. They will inflate.That’s not changing anytime soon from what I have seen since removal of the gold standard in 1971. But that doesn’t mean your financial future has to ride the same rollercoaster.

If a silver standard could stabilize an entire monetary system…it can absolutely stabilize your personal finances. If silver can protect wealth through every major crisis in human history…it can protect yours right now. If fiat currencies keep losing value…you don’t need to lose with them. Why would you???

Let’s Turn This Into a Conversation

I don’t want this to be a “read and move on” article. Your voice and opinions matter and here are a few reflection items and questions to spark conversation:

💬 What’s one thing holding you back from buying your first ounces of silver?

💬 Do you think you will add more silver at its current price?

💬 Would you buy gold over silver?

Drop a comment, reply, or share your thoughts — I read everything that comes in, and your perspective might show up in a future podcast episode.

Silver doesn’t care about politics. It doesn’t care about interest rates. It doesn’t care about the latest headline. It simply holds value. It always has and it still does. Will fiat dollars losing their value we are seeing precious metals do what they've always done and that's hold their value. Are you holding too much of your savings and wealth in something that's actually losing value or actually preserving it?

If governments don’t want a silver standard…maybe it’s time we create our own.

To your financial health 🥂,

David LeBlanc

The Precious Metals Coach + Money Mindset Mentor

"Real Money For We The People"

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