This Week's Canadian Federal Budget: Protect Your Savings and Wealth Now

On Tuesday at 4pm ET this week, the federal Liberal government is expected to release a federal Budget which they’re calling "generational spending." To me this means a lot more borrowing and spending — probably more than I've ever seen in my lifetime and maybe (likely) ever in Canadian history. The reality for everyday Canadians should be worrying as more government borrowing usually means more money printing, which weakens the Canadian dollar and ultimately makes our dollar worth less.

With money printing about to ramp up even more than it already has, just imagine where precious metals prices could be in the near future. It’s not that gold and silver are suddenly skyrocketing on their own — it’s that the value of the dollar is falling. Every dollar you hold buys less, and that means holding and storing your savings and wealth in something which will keep up with inflation is more important now than ever.

You know that gold and silver have been making healdines this year, and more people are paying attention. Questions I hear all the time are "should I own some? Is it too late? Isn't too expensive now...have I missed the boat? What do I buy, gold, silver, both"?

Holding physical precious metals — coins, bars, rounds that you can actually touch — is one of the few ways to protect your wealth from inflation, a weaker dollar, and financial changes and uncertainty. Especially now, with rising spending, digitization of money and the financial system, and an uncertain and changing world. These are exactly the reasons why having something tangible in your hands can bring real peace of mind, security and financial protection.

Even people who are usually motivated to act often hesitate. They want real metals but aren’t sure where to turn or whom to trust. Most traditional financial advisors don’t really know physical metals themselves and often push paper-based products that don’t actually give you real gold or silver. That leaves a lot of Canadians confused about how to start.

The good news? Getting started doesn’t have to be complicated and require lots of cash. Whether you have tens of thousands of dollars or even just $80, anyone — at any age or stage of life — can, and in my opinion should, consider trading up some of their fiat dollars for precious metals and sooner than later The key is to start, learn and develop confidence as you go, and build your ounces over time plus have fun doing so!

My 6 Simple Steps to Get Started With Your First Ounces

1. Figure out your “why.” Ask yourself why you want to own precious metals. Is it for protection from inflation? To have a little security outside the banking system? Or just peace of mind knowing you have something real? Getting clear on your why gives you direction and confidence.

2. Set your budget. Decide how much you’re ready to invest. It could be a lump sum or smaller, regular purchases over time. Many people like a dollar-cost-averaging approach — it’s a simple way to build your metals gradually and reduce the risk of buying only when prices are high.

3. Decide what to buy. Gold? Silver? Both? How much? There answer lies within your "why". Gold tends to be more stable and is recognized globally as a safe haven and store of wealth. Silver is more affordable and flexible for smaller, regular purchases and has the potential to grow in value given its many uses in society. Many people start with a mix of both, because gold gives stability and silver gives accessibility and investment growth potential.

4. Choose what type and size. Bullion coins are easy to recognize and widely accepted — think Canadian Maple Leafs or American Eagles. Bars are great for stacking bigger amounts such as 10 ozs or 1 kilo, and rounds can be a cost-effective way to start as premiums are usually lower. For silver, I usually suggest starting with some 1 oz bullion coins of your country, plus some bigger bars to add more weight. In all cases, they’re easy to buy, sell/trade, and store. For gold, 1 oz weight can be out of reach of many these days so fractional coins and bars such as 1/4 oz, 1/10 oz, 5g can be good options. If your budget allows, the closer to 1oz you buy the less premium you will pay. Shopping around is key too as prices can and do vary by dealer for the exact same item.

5. Know where to buy safely. Whether you go to a local coin store or an online dealer, make sure they’re reputable. Check for transparency, verified authenticity, and insured shipping. If a deal seems too good to be true, it probably is — your peace of mind is worth more than a discount.

6. Plan safe storage. Think about how you’ll store your metals. Some people use a home safe for easy access and privacy, and others use a vault service for larger holdings.

These are just some of the many elements I go over with my coaching clients when we put together a Personalized Precious Metals Plan. I create a plan that fits your needs, gives you a strategy or what to buy from where, how much, what kinds, how often, and most importantly helps you feel more knowledgable and confident that you’re doing it right and keeping it secure.

✨ Now available! Recording of my live webinar on October 29th, 2025

For those who were unable to attend my live webinar called "Financial Freedom Formula: Why Savvy People Are Moving To Precious Metals", you are invited to watch the recording.

In it, I explain my reasons why owning physical metals are more important than ever along with several simple and practical actins you can take right now to build more financial independence, choice and freedom so you can protect and preserve your savings and wealth, and even thrive as conditions change all around us.

🎥 Watch the recording

Looking for more? Something more personalized to your own situation?

If you are looking for some real answers along with personalized coaching and guidance, let's talk so you can get real, honest answers to some of your most burning questions about precious metals. Getting started on the right foot can be easier than you think plus you can build more knowledge, confidence, and wealth protection.

• Single Consultation (1 hour) — Get answers to your questions and guidance on taking your first steps into owning physical precious metals.

• Comprehensive Coaching Package (3x 1 hour sessions) — We cover everything: your' "why", what to buy, storage, managing risk, and building your own Personal Precious Metals Plan so you can start acquiring your own first ounces safely and confidently with me by your side.

👉 To inquire and book your consultation or package, email me at preciousmetalscoach@proton.me.

You can also book a free 15 minute "Discovery Call" to see if precious metals may be right for you.

BOOK A FREE "DISCOVERY CALL"

These services are designed to give you more knowledge, confidence, and a practical plan, especially when many traditional "advisors" (aka salespeople) often can’t provide the guidance you need.

My Final Thoughts

With this week’s “generational spending” budget, a weaker dollar and rising inflation are very real risks. More people are noticing the benefits and value of trading up some of their fiat dollars for physical precious metals, and many are motivated to act. The barrier isn’t interest — it’s knowing what to do, feeling confident, and having someone you trust to help guide.

Starting small, learning as you go, and using the right resources can help you finally take action. Even one coin or small bar is enough to begin. Because in today’s world with inflation, massive debt, weakening currencies, CBDCs, lack of financial privacy, etc., owning real, physical wealth you can actually hold in your hands is both empowering and practical.

To your financial health 🥂,

David LeBlanc

The Precious Metals Coach + Money Mindset Mentor

"Real Money For We The People"